Invoice / Bill Discounting
Unlock working capital tied up in eligible receivables and invoices.
Who it is for
Businesses supplying creditworthy buyers on defined payment terms, where a material part of liquidity sits in billed but unrealised receivables.
Typical business requirements
- B2B sales with delayed collections
- Need to fund the next production or purchase cycle
- Concentration in a few large, trackable counterparties
How the solution works
We help distinguish a receivables problem from a broader working-capital gap, then explore discounting or similar structures with lenders that assess the invoices and counterparties. Acceptance is not automatic.
Key considerations
- Debtor quality and confirmation practices
- Disputed or aged invoices are often excluded
- May sit alongside, not instead of, core limits
Documentation overview
- Invoice copies, ledgers and ageing
- GST, banking and financials
- Buyer details and, where required, acceptances
Nexterra's role
We help present the receivables book clearly and identify whether discounting is a credible route versus a conventional working-capital facility.
FAQ
Which invoices can typically be considered?
Eligible, verifiable receivables on acceptable counterparties — as determined by the lender.
Is this a replacement for a cash-credit limit?
Not always. It can complement working capital depending on the product and the business.
Does Nexterra purchase invoices?
No. Discounting, if any, is done by the lending institution.