Machinery & Equipment Finance
Finance for machinery, equipment and business expansion requirements.
Who it is for
Manufacturers and operators adding or replacing plant — where the asset should reasonably secure or justify a term structure aligned to its useful life.
Typical business requirements
- New production equipment
- Replacement of ageing plant
- Capacity for a contracted or visible order book
How the solution works
We separate asset cost from working-capital need, review quotations and contribution, and help lenders see both repayment capacity and the use of funds. Hypothecation or other security is a lender matter.
Key considerations
- Invoice, installation and GST treatment of the asset
- Promoter contribution and residual WC need
- Used vs new equipment policies vary by lender
Documentation overview
- Quotations / proforma invoices
- Financials, GST and banking
- Existing facility details
Nexterra's role
We help structure the capex request so it is internally consistent — cost, contribution, residual liquidity and repayment — then coordinate with lenders.
FAQ
Should machinery be funded with working capital?
Usually no. Productive assets are better matched to term or equipment finance.
Do you arrange vendor tie-ups?
We help present quotations and project cost. We do not invent vendor programmes.
Are rates published here?
No. Pricing is determined by the lender after assessment.